Privacy Policy
Last updated: June 29, 2026
JC Owen & Associates, Inc. (“we,” “our,” or “us”) respects your privacy and is committed to protecting the personal information you share with us through our website and communications.
This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or subscribe to our email list.
Information We Collect
We may collect personal information that you voluntarily provide to us, including but not limited to:
- Name
- Email address
- Business information you choose to share
- Any information submitted through contact forms, downloads, or email signups
We may also collect limited non-personal information automatically, such as browser type, device information, and website usage data, through cookies or analytics tools.
How We Use Your Information
We use the information we collect to:
- Deliver requested content, downloads, or resources
- Send email communications you have opted in to receive
- Provide educational content, updates, and announcements
- Improve our website, offerings, and user experience
- Comply with legal obligations
We do not sell, rent, or trade your personal information.
Email Communications
If you subscribe to our email list, you may receive emails related to:
- Free resources or downloads
- Educational insights and business guidance
- Announcements about services, products, or events
You may unsubscribe at any time by clicking the unsubscribe link included in every email. We comply with applicable email marketing laws, including CAN-SPAM and GDPR requirements where applicable.
Third-Party Services
We may use trusted third-party services to operate our website and communications, including but not limited to:
- Email marketing platforms
- Website hosting providers
- Analytics services
These providers have access to personal information only as necessary to perform their services and are obligated to protect your information.
Cookies and Tracking Technologies
Our website may use cookies or similar technologies to enhance user experience and analyze site performance. You may disable cookies through your browser settings if you prefer.
Data Security
We take reasonable administrative, technical, and physical measures to protect your personal information. However, no method of transmission over the Internet is 100% secure, and we cannot guarantee absolute security.
Your Rights
Depending on your location, you may have the right to:
- Access the personal information we hold about you
- Request corrections or deletion of your information
- Withdraw consent to communications
To exercise these rights, contact us using the information below.
Children’s Information
Our website and services are not directed to children under the age of 13. We do not knowingly collect personal information from children.
Changes to This Privacy Policy
We may update this Privacy Policy from time to time. Updates will be posted on this page with a revised “Last updated” date.
Contact Us
If you have questions about this Privacy Policy or how your information is handled, you may contact us at:
JC Owen & Associates, Inc.
Email: info@jcowensales.com
Website: https://www.jcowensales.com
Terms & Conditions
Last updated: December 29, 2025
These Terms & Conditions (“Terms”) govern your use of the website operated by JC Owen & Associates, Inc. (“Company,” “we,” “our,” or “us”). By accessing or using this website, you agree to be bound by these Terms.
If you do not agree to these Terms, please do not use this website.
Use of Website
This website is provided for informational and educational purposes only. You agree to use the site lawfully and in a manner that does not infringe the rights of others or restrict or inhibit their use of the site.
Intellectual Property
All content on this website, including but not limited to text, graphics, logos, documents, downloads, and other materials, is the property of JC Owen & Associates, Inc. or its content providers and is protected by intellectual property laws.
You may not reproduce, distribute, modify, transmit, or exploit any content without prior written permission, except for personal, non-commercial use.
Educational Content Disclaimer
The information provided on this website and through our emails, downloads, or other materials is intended for educational and informational purposes only.
We do not guarantee specific results from the use of our content, services, or recommendations. Business outcomes vary based on many factors beyond our control.
Nothing on this website constitutes legal or financial advice.
User Submissions
If you submit information to us through forms, email signups, or other means, you represent that the information is accurate and that you have the right to provide it.
You agree not to submit unlawful, defamatory, or harmful content.
Third-Party Links
This website may contain links to third-party websites. We are not responsible for the content, policies, or practices of any third-party sites and encourage you to review their terms and privacy policies.
Limitation of Liability
To the fullest extent permitted by law, JC Owen & Associates, Inc. shall not be liable for any direct, indirect, incidental, consequential, or special damages arising out of or related to your use of this website, its content, or any linked resources.
Indemnification
You agree to indemnify and hold harmless JC Owen & Associates, Inc., its officers, employees, and affiliates from any claims, liabilities, damages, losses, or expenses arising from your use of the website or violation of these Terms.
Changes to These Terms
We reserve the right to modify these Terms at any time. Updates will be posted on this page with a revised “Last updated” date. Your continued use of the website constitutes acceptance of the updated Terms.
Governing Law
These Terms shall be governed by and construed in accordance with the laws of the United States and the state in which JC Owen & Associates, Inc. operates, without regard to conflict of law principles.
Contact Information
If you have questions about these Terms or the Privacy Policy, please contact us at:
JC Owen & Associates, Inc.
Email: info@jcowensales.com
Website: https://www.jcowensales.com
SHIPPING & RETURNS POLICY
Delivery, Shipping & Fulfillment Policy
Last updated: June 29, 2026
JC Owen & Associates, Inc. offers a combination of physical products, digital products, and educational or consulting services. Delivery, fulfillment, and refund terms vary depending on the type of product or service.
Physical Products
Physical products referenced or linked on this website are sold and fulfilled through third-party marketplaces or fulfillment partners, including but not limited to Amazon, LuLu, and Printify.
Fulfillment & Shipping
- Shipping methods, delivery timelines, costs, and carriers are determined by the third-party seller or fulfillment provider at checkout.
- All order confirmations, shipping notifications, tracking information are handled by the fulfillment provider in accordance with their policies. JC Owen and Associatates, Inc. handles all returns, refunds, and exchanges for physical products.
- Contact jcowensales@cs.com, or call 707-578-0338.
JC Owen and Associates, Inc provides all tracking numbers for purchases made on this website or the applicable marketplace seller (such as Amazon) for complete shipping information.
Returns, Exchanges and Refunds For Physical Products
All product must be returned within a 30 day period. The buyer is responsible for return shipping costs and any loss in value if an item isn't returned in original condition.
- Contact jcowensales@cs.com, or call 707-578-0338.
Digital Products & Downloads
Digital products, including but not limited to downloadable PDFs, templates, guides, planners, and other digital resources, are delivered electronically.
Digital Delivery
- Digital products are available for instant download or delivered via email after successful purchase or signup.
- No physical product will be shipped.
- Access instructions are provided at the time of delivery.
Refunds for Digital Products
Due to the nature of digital products, all digital sales are final, unless otherwise stated at the point of purchase.
If you experience technical issues accessing a digital product, please contact us for assistance.
Knowledge Products, Courses & Masterclasses
Educational programs, workshops, masterclasses, and other knowledge-based products are delivered digitally through online platforms, email, live sessions, recorded content, or a combination of formats.
Access & Scheduling
- Program details, access instructions, schedules, and participation requirements will be provided prior to or at the time of enrollment.
- Access periods, start dates, and delivery formats may vary by program and will be clearly disclosed.
Refunds & Cancellations
Refund or cancellation policies for courses, masterclasses, or live programs will be disclosed at the point of registration or purchase and may vary depending on the nature and format of the program.
Consulting & Services
Consulting services are delivered virtually (via video conferencing or phone), in person, or as otherwise agreed upon in writing.
Specific terms, timelines, deliverables, and payment arrangements for consulting services will be outlined prior to the start of services.
Questions & Support
For questions related to:
- Digital downloads
- Educational programs
- Consulting services
- Physical Products
Please contact:
JC Owen & Associates, Inc.
Email: info@jcowensales.com
Website: https://www.jcowensales.com
For questions related to physical product shipping, delivery, returns, or refunds, please contact the applicable third-party fulfillment provider directly.
