Terms of Service

Terms & Conditions

Last updated: February 11, 2026

These Terms & Conditions (“Terms”) govern your use of the website operated by JC Owen & Associates, Inc. (“Company,” “we,” “our,” or “us”). By accessing or using this website, you agree to be bound by these Terms.

If you do not agree to these Terms, please do not use this website.

Use of Website

This website is provided for informational and educational purposes only. You agree to use the site lawfully and in a manner that does not infringe the rights of others or restrict or inhibit their use of the site.

Intellectual Property

All content on this website, including but not limited to text, graphics, logos, documents, downloads, and other materials, is the property of JC Owen & Associates, Inc. or its content providers and is protected by intellectual property laws.

You may not reproduce, distribute, modify, transmit, or exploit any content without prior written permission, except for personal, non-commercial use.

Educational Content Disclaimer

The information provided on this website and through our emails, downloads, or other materials is intended for educational and informational purposes only.

We do not guarantee specific results from the use of our content, services, or recommendations. Business outcomes vary based on many factors beyond our control.

Nothing on this website constitutes legal or financial advice.

User Submissions

If you submit information to us through forms, email signups, or other means, you represent that the information is accurate and that you have the right to provide it.

You agree not to submit unlawful, defamatory, or harmful content.

Third-Party Links

This website may contain links to third-party websites. We are not responsible for the content, policies, or practices of any third-party sites and encourage you to review their terms and privacy policies.

 

Limitation of Liability

To the fullest extent permitted by law, JC Owen & Associates, Inc. shall not be liable for any direct, indirect, incidental, consequential, or special damages arising out of or related to your use of this website, its content, or any linked resources.

 

Indemnification

You agree to indemnify and hold harmless JC Owen & Associates, Inc., its officers, employees, and affiliates from any claims, liabilities, damages, losses, or expenses arising from your use of the website or violation of these Terms.

 

Changes to These Terms

We reserve the right to modify these Terms at any time. Updates will be posted on this page with a revised “Last updated” date. Your continued use of the website constitutes acceptance of the updated Terms.

 

Governing Law

These Terms shall be governed by and construed in accordance with the laws of the United States and the state in which JC Owen & Associates, Inc. operates, without regard to conflict of law principles.

 

Contact Information

If you have questions about these Terms or the Privacy Policy, please contact us at:

JC Owen & Associates, Inc.

Phone: 707-578-0338
Email: jcowensales@cs.com
Website: https://www.jcowensales.com